often working in tandem with A CLIENTS’ Medical Benefits broker…
Activ8 Benefits Consulting enables our clients to take a proactive, more holistic approach to their benefits package. This allows for a specialized approach to supporting an organization’s benefits and communication expectations.
All employers, regardless of size or industry, are facing similar challenges. Healthcare costs are rising, employee benefits and the technology platforms supporting them are overwhelmingly complex, there are profoundly different generations of employees in the workforce, and the pool of quality talent is shrinking due to the record low unemployment rates. Additionally, and as a result of shrinking Human Resources personnel, employee benefits brokers and consultants are being asked by their clients to provide more support, with less and/or fewer resources.
Employers rely on their broker for market analysis and benefits management oversight, but they should also expect the highest standards when it comes to people strategy and guidance around compliance and other market trends, innovative products and solutions, technological advancements, and even potential challenges to anticipate.
Due to the advent of the Affordable care Act (ACA), an increase in demand from their clients, and market consolidation, we have witnessed a shift away from brokers and consultants having the ability to be proactive benefits experts.
COST CONTAINMENT
The cost of Medical/Healthcare is an organization’s largest budget item next to payroll. Naturally, medical cost containment becomes the number one priority during the open enrollment planning process. Year over year, all other benefits inevitably take less precedence, and are often bumped down the priority list of corporate initiatives. It is not uncommon to witness that our newly engaged clients haven’t reviewed their non-Medical benefits or strategically introduced any new programs in 5+ years.
Does this sound like your business? If so, contact us. We’ll review your current benefits package, and identify ways to enhance your offering, without significantly increasing cost or support resources.
Broker / Consultant Relationship
Employers often ask us what to expect from their brokers and consultants or how to better hold these partners accountable. Some feel that they have outgrown their broker/consultant or simply want fresh ideas and feel as though their broker/consultant has become complacent or too generalized.
There is a tremendous amount of consolidation occurring in the employee benefits space, which can be very disruptive to the relationship between an organization and their broker/consultant. Often times, the dynamic of that relationship is impacted significantly when resources are reallocated, there is a shift in the culture, philosophies change, or revenue targets are enforced.
Finding the right broker/consultant partner can be a daunting and time-consuming endeavor. We can help navigate this exercise and chart the course of the project, manage the data and deadlines, and assist with the evaluation and selection process.
FEE FOR SERVICE CONSULTING SERVICES
SHOW EMPLOYEES YOU CARE…
Attract & Retain The Best Employees With Total BEnefits Rewards Package.
Broker/Consultant Request For Proposal
We will assist in sourcing available firms, creating a short list of firms you may wish to work with. Next we’ll either request a formal Request For Proposal (RFP) or we’ll work with you if simply wish to evaluate partners through in-person broker capability presentations, skipping the often lengthy written RFP responses. Finally, we’ll document the findings and help you determine the right partner for you and your company.
In-depth Non-medical BENEFITS review
Working with you, your C-suite and/or your HR team, we’ll define your goals as well as your budget, then review your current total benefits reward package. We’ll determine where enhancements can be made, find the right partner(s), implement the program(s), help you successfully communicate the enhancements to your existing employees as well as promote your new benefits package during the on-boarding process. Lastly, we’ll help support the program(s) throughout the year, not simply before or during open enrollment.
ANCILLARY & SPECIALTY
Benefits Brokerage & Consulting
People Strategy / General
- Data Breach Readiness/Response
- Dependent audits
- HCM technology (Benefit administration, Payroll, enrollment, etc)
- Data management, migration, and integration
Retention & CULTURE DEVELOPMENT
- FMLA
- Custom and Personalized communications/education
- Employee engagement tools (mobile apps, texting, avatars, etc)
- Enrollment services
- Personalized benefits coaching
- Wellness initiatives
Physical Wellness
- Dental
- Vision
- Genetic Testing
- Concierge & Advocacy Services
- Tele & Digital Health
- Direct Primary Care
- Healthcare Share Plans
FINANCIAL Wellness
- Disability
- Short Term
- Long term
- Statutory Plans
- Supplemental Health
- Critical Illness
- Accident
- Hospital Indemnity
- GAP
- Supplemental Multi-Life (Individual) Disability
- Life
- Term
- Universal
- Whole
- Executive Benefits
- Health
- Disability
- Life
- LongTerm Care
- Long Term Care
- Identity Theft
- Legal
- Pet Insurance
- Retirement Plans
- Plan Administration
- COBRA
- HSA
- HRA
- FSA
- Student Debt Reduction Programs
I’ve had the pleasure of working with Holly on several of my business clients’ company plans, and she has been a tremendous resource. She’s able to maneuver through the complexities of group benefits with ease and guide my clients through the decision-making process in an easy to understand way. I highly recommend her.
I have been engaged with Activ8 Benefits Consulting for the past 3 years, and Holly is one of my most trusted partners. Specifically, I have worked with Holly in various collaborations for the past 15 years. Her expertise and experience can be counted on in relationship to Voluntary Benefit strategies, employee engagement, communication, and worksite marketing. I have found Activ8 to be engaged, detail-oriented, professional, and incredibly responsive.
One of the biggest positives of my partnership with Activ8, is the freedom and flexibility my staff has to focus on other areas of our business, particularly since our organization is heavily focused on healthcare strategies and outcomes. We can trust Holly to act on our behalf as we would one of our employees, delivering the best possible strategy and outcome for our clients related to Voluntary Benefits.
I highly recommend Activ8 as a partner you can count on for your clients.
I can’t say enough positive things about Holly’s knowledge and professionalism. Voluntary Benefits can be a complicated matter, but her expertise along the way made it a seamless process.
Holly works tirelessly for both you and your client, delivering the best in class for each product. Her finished, professional RFP work makes it very easy to present detailed information to the client.
You can also turn over open enrollment to her and be assured it is handled with no pressure on the employees. The education she provides is second to none.
After having worked with Holly on several client projects, she is my “go to expert” for Voluntary Benefits.
Carving out a niche in the field of employee benefits takes a lot of vision and focus. Holly exudes these qualities which helps her partners and clients maximize understanding, and in turn, appreciation for and participation in all employee benefits. Her comprehensive carrier and platform evaluations routinely lead to a tailor-made fit for employers, carriers, and consultants alike. Achieving high levels of engagement is a reflection of the strategy, meticulous planning, communication and execution that Holly brings to the table. It is rewarding to have a skilled and invested partner like Holly joining me every step of the way.
As the owner of a benefit enrollment services company I look for broker partners who understand the voluntary benefits industry and the services that can be offered to clients by combining the services of an enrollment company and voluntary benefits and teaching employers the buying power they have to bring quality solutions and service that have a meaningful impact on the employees and the employer. I have worked with Holly and her team for 12 years and she definitely meets all of our standards as a premier partner! If you are looking to partner with an industry leader who is extremely knowledgeable about the voluntary benefits industry I highly recommend Holly Overdyke and her team!
Holly and the team at Activ8 helped our firm accomplish an extremely difficult enrollment involving a NYC based grocery food store with 20 different locations and multiple languages. The complexity of this enrollment required a project manager to coordinate with the carriers, technology vendors, and enrollment firms and this isn’t a role that we normally staff. Relying on Holly and her team to integrate with our account management team and the client, ensured a successful enrollment for the client and optimized the use of our time as a benefits consultant.
Holly Brown-Overdyke has so many amazing talents. She has the ability to service her clients in a very unique way. Holly has a deep understanding of the benefits market but still has an insatiable appetite to continue to learn. Through learning and in practice she has created a vast network. Holly leverages very strategically her knowledge as well as her expansive network to create and drive a solution for her clients. From our perspective, we are amazed at her knowledge in HR and Benefit Technology but she always knows when to engage her partners to influence the best results and outcomes for her clients.
Holly Overdyke with Activ8 has assisted many of my clients with her extensive knowledge of the benefits world and its role in HR. She has helped to improve their open enrollment process and educated the HR teams around benefit solutions for their companies. This has been key in helping to retain employees as well as negotiating technology credits for our mutual clients from the insurance carriers. Holly’s unique strategy has also allowed her to be an additional arm to my benefit broker partners– ensuring the transition period goes smoothly. I would highly recommend any HR leader or benefit broker to hire Activ8 to help fill the gaps between the medical industry and their business!
ARE WE THE RIGHT BENEFITS CONSULTING PARTNER?
We are not your normal benefits consultants. We truly care about our clients and your employees, and want you to feel comfortable, welcoming us into your business, much like you welcome family into your home. Like family, we build long-term relationships with our clients, helping them not only create their individual Total Rewards Package, but modify it with business and marketplace changes.
Partnering with Activ8 empowers company’s to make smart benefits decisions. Utilizing our wealth of voluntary benefits knowledge and experience, we’ll demonstrate that voluntary benefits will improve the quality of your business, enhancing your employees’ overall well-being, enhance the culture of their work environment, and produce a more loyal employee population.